1. Connect with Your Agent (me)

We will find a time to review the home buying process and Buyer-Broker Agreement, as well as talk about what you’re looking for.

2. Get Pre-Qualified

A mortgage broker (I have some recommendations) will determine how much a bank will lend you based off of your personal financial information, including your income, credit score and current debts.

3. Select and Visit Properties

After we’ve found some dreamy homes we will coordinate private showings.

4. Review disclosures

I will read through and share documents created by the sellers that disclose material facts about the home and create a Comparative Market Analysis, CMA, to review recent prices in the area.

5. Submit an Offer

When we’ve found your dream home we will strategize a competitive offer that makes everyone happy.

6. We’re in Escrow, Part 1 EMD & Title

When your offer is accepted, escrow (a neutral party that holds and distributes funds) will prepare the title of the property to change to the new owner (you). You will deposit your earnest money (a small percentage of your offer amount into the escrow account.

7. We’re in Escrow, Part 2 Inspections & Appraisal

You will also have time to order an inspection or follow up on facts that arose in the disclosures. Your lender will likely order an appraisal to confirm the value of the home. Mortgage documents will be created.

8. We’re in Escrow, Part 3 Walk Through

We will do a final walk through to ensure that no damage or changes have been made. You can transfer your utilities to your new home and begin planning your move.

9. Closing

On the final closing day, all documents will have been completed and you will deposit the remainder of your offer amount into escrow. Funds will be distributed to appropriate parties and you will receive the keys!

10. Celebrate

Welcome home! Move in and congratulate yourself on becoming a home owner!

Buying a home is a big undertaking, let me be a resource for you on this momentous journey. I’m happy to answer any questions about the home buying process.